Find Houston Texas Real Estate and Homes With Houston TX Area Realtor

Q: 

Where do I get information on who regulates lenders?

A: 

The following regulatory bodies oversee lenders:
* Comptroller of the Currency, Compliance Division, Washington, D.C., (800) 613-6743.
* Office of Thrift Supervision, Consumer Affairs, Washington, D.C., (202) 906-6237.
* Federal Deposit Insurance Corp., Consumer Affairs, Washington, D.C., (800) 934-3342.
Your state departments of real estate or commerce also may regulate the lenders in your area.

Q: 

Where do I get information on finding the best loan on Houston, Texas real estate?

A: 

For information on how to find the best home loan on Texas real estate, check out this booklet:
* "How to Shop for a Mortgage," by the Mortgage Bankers Association of America, 1125 15th St., N.W., Washington, DC 20005; call (202) 861-6500.

Q: 

Where do I get information on lock-ins?

A: 

For information on lock-in mortgage rates, check out this brochure:
* "Consumer?s Guide to Mortgage Lock-Ins" from the Federal Reserve Bank of San Francisco, Public Information Department, P.O. Box 7702, San Francisco, CA 94120; or call (415) 974-2163 to order.

Q: 

Where do I get information on mortgages on homes in Houston, TX?

A: 

For information on mortgages in Houston, check out the following sources for information:
* American Bankers Association; (202) 663-5000.
* Mortgage Bankers Association of America, 1125 15th St., N.W., Washington, DC 20005; (202) 861-6500.

Q: 

Where do I get information on correcting loan payments?

A: 

The following auditing services can do a thorough review of residential mortgages for lender calculation errors:
* Mortgage Monitor; 1372 Summer Street, Samford, 06905; (800) AUDIT-USA.
* Loantech, (301) 762-7700.
But keep in mind that these services come with a fee, and your lender should be able to work with you to make your own accurate calculation.

Q: 

Where can I get a list of mortgage brokers in Houston, TX?

A: 

For information on mortgage brokers, contact the National Association of Mortgage Brokers at (703) 610-9009

Q: 

Where do I get information on refinancing a home in Houston, Texas?

A: 

For information on refinancing, the following booklet may be helpful:
* "A Consumer's Guide to Mortgage Refinancings;" Federal Reserve Bank of San Francisco, Public Information Department, P.O. Box 7702, San Francisco, CA 94120; call (415) 974-2163 to order.

Q: 

How do I monitor my ARM loan?

A: 

Consumer Loan Advocates publishes a book with form letters and worksheets to help people who want to check mortgage payments or adjustments on their own. It costs $19.95 plus $4 shipping and handling. For a copy, write or call Consumer Loan Advocates, 655 Rockland Road, Lake Bluff, IL 60044; (847) 615-0024.